If a creditor was involved, how would court rule differently, if at all?

Make sure to answer questions ABC in detail.
I will go first by way of example:
A. Under what scenarios may Campbell keep or return the ring? Explain. Why?
B. Does it matter who is responsible for breaking engagement? Why? Why not?
C. If a creditor was involved, how would court rule differently, if at all? Why?
You should post discussion answers in similar ABC format. Select different viewpoints and justify your responses utilizing critical thinking and legal reasoning using property law vocabulary studied this week.
full chapter plus question 48-8 would be included in uploaded files