Part one: critically discuss: how a country can run an overall balance of payments “deficit or surplus”?

Two parts to the assignment and the brief attached MUST be followed. part one: Critically discuss: How a country can run an overall balance of payments “deficit or surplus”? Part Two: Using any cryptocurrency data on the Internet (hourly, daily, weekly, monthly or yearly), produce a report examining how you would maximise a profit with a buy-low and sell-high and portfolio diversification strategies if you had $1,000,000 to use – Additional info required for part two is in the brief.

Your paper must be formatted according to apa style as outlined in the writing center, and it must include citations and references for the text and at least two scholarly sources from the university of arizona global campus library.

In a two- to three-page paper (not including the title and reference pages), explain the purpose of a balance sheet and analyze Ford Motor Company’s balance sheet. Use your latest 10-K Annual Report from Ford Motor Company’s SEC Financials & FilingsLinks to an external site. webpage to analyze the balance sheet. In your analysis, you must determine the financial ratios and compare them to industry standards.
Your paper must be formatted according to APA style as outlined in the Writing Center, and it must include citations and references for the text and at least two scholarly sources from the University of Arizona Global Campus Library.
Carefully review the Grading RubricLinks to an external site. for the criteria that will be used to evaluate your assignment.
https://shareholder.ford.com/Investors/Home/default.aspx#sec

Paying interest does not.

The article Time Value of Money illustrates a simple concept: When you earn interest on your money you will eventually have more money. You earn interest on money you put in a bank (usually not much for a savings account, but something) or invest (the more risk, the higher the interest). This is why putting aside even a tiny amount each week now will invariably result in more money saved than if you start later.
Earning interest feels good. Paying interest does not. Yet when you take a loan, you are (usually) agreeing to pay interest.
Once you are done reading the article, please watch the video Inside the Mind of a Master Procrastinator and  listen to the podcast The Not-So-Great-Resignation. 
* How do the concepts explained by Tim Urban relate to saving for the future?
* How does the current trend described in the Not-So-Great-Resignation fit in?
Things are certainly complicated these days. Please share any relevant experiences!
https://www.investopedia.com/terms/t/timevalueofmoney.asp

https://podcasts.apple.com/us/podcast/the-not-so-great-resignation/id1346314086?i=1000557193263
Only use sources provided

Right?

Requirements: You have to provide a summary (must be (i) 350 words or more and (ii) in your own words) of the case background descriiption including the information contained in the paragraphs about Hoosier Technology, Inc. and the multifunctional rearview mirror project as well as what you are asked to do (as a financial consultant, not as a student) by the questions. [Note: The case details can be found in Part 2 of the case study on McGraw-Hill Connect.]
You should write up the summary before you work on the answer to any of the questions in Part 2 of the case study.
For the summary, you are required to write in your own words summarizing what are presented in the case study. I want to make sure that you understand everything in this case study and what you are asked to do (as a financial consultant) about it. Only when you understand what are presented and what you are asked to do (as a financial consultant), then you can do well. Right?
I do not require you to mention anything about your findings (that is, your answers to the questions) in your summary. You are not required to add anything new (such as your opinions, explanations etc.) to your summary. Penalty will be given for anything new you added to your summary. I just want to see whether you understand the case study and whether you understand the requirements or not. Therefore, you are required to restate or summarize in your own words (350 words or more) the background descriiption of this case study as well as what you are asked to do about it only.
In your summary, you need to cover the information contained in the paragraphs about Hoosier Technology, Inc. and the multifunctional rearview mirror project as well as what you are asked to do (as a financial consultant) by the questions.
Thank you!
***** Please read the rubric before you write this summary!

Consider what changes in revenue and expenditures you might make to adjust and balance the budget in response to the walden heights unplanned event.

• Review the “Emergency Budget Revisions Scenario” in the uploaded files
• Review the “Walden Heights Annual Budget” line items also in the uploaded files. Consider what changes in revenue and expenditures you might make to adjust and balance the budget in response to the Walden Heights unplanned event.
• Use Excel to create a modified Walden Heights annual budget with budget line items showing your proposed changes in revenue and expenditure, as appropriate. Ensure the budget remains balanced.
• In a 3-page paper describe the proposed changes and your justification.
• Support with in text citations and references in APA 7 ed.
Include the excel file as a separate file.

Please read chapters 14-15 to complete the assignment please follow all instructions, from the template and used the requires- resources available

Please read chapters 14-15 to complete the assignment please follow all instructions, from the template and used the requires- resources available

What is the rationale for wealth maximization as a goal for a firm?

Please read the initial questions and initial posts, then write a short response only to each post (initial question does not need to be answered). This should add to the original post. This is not a critique of the post.
Initial Question (You do not have to answer these):
This week contains multiple discussion questions that you are required to answer. 
You should make original posts discussing any three of the following statements. You are also required to post at least three responses to other student’s posts. Please note that this is a minimum requirement. Your grade will be a function of your effort.
1. What is the rational for wealth maximization as a goal for a firm?
2. What are the key financial statements and why they are important?
3. What is the purpose of ratio analysis?
4. What is the concept of time value of money?
5. Why understanding of time value of money is important?
Post 1 Ely:
What is the rational for wealth maximization as a goal for a firm?
For public corporations, maximizing profits is an obligation to the stockholders who ‘own’ the company. As discussed in this week’s Zoom course, an interesting and relevant case was Dodge v. Ford Motor Co. from 1919. Henry Ford lowered the price of automobiles sold from $900 to $360, and admitted this affected short term profits, which he said was at the expense of providing “spread the benefits of the industrialized society with as many people as possible” (Bloomberg Law, n.d.). He was sued by Dodge et al., who stated the purpose of a corporation was to make profits for the shareholders. This case was taken to the Supreme Court of Michigan, where Dodge et al. won, thereby cementing the task and purpose of Ford as to maximize shareholder profits.
What are the key financial statements and why they are important?
According to Ehrhardt et al. (2019), the four key financial statements and corresponding importance are as follows:
• The balance sheet.
o This shows the financial position and an overview of assets and liabilities.
• The income statement.
o The income statement is important as it shows the profitability of the corporation over the applicable period shown, therefore demonstrating the financial trajectory.
• The statement of stockholders’ equity.
o Stockholder’s equity is important as it outlies the changes in stockholder’s equity. As mentioned, stockholders are the ‘owners’, and therefore critically important to the financial stability of the corporation.
• The statement of cash flows.
o The statement of cash flows can be contrasted against previous periods of performance, thereby further demonstrating the year-over-year performance or direction of the firm.
What is the purpose of ratio analysis?
Ehrhardt et al. (2019) describe the ratio analysis as a display of a firm’s operations and financial condition, which can therefore show trends which can be used for further analysis and projections.
What is the concept of time value of money?
In brief, money in hand today is more valuable than money in the future. The rational for this disparity is that money currently held has potential value for earning (though interest or investment), therefore growing itself, while future money does not carry this potential. In addition, obligations which must be paid-out in the future will be more expensive than to pay them now, as the same growth potential for the money is implied.
Why understanding of time value of money is important?
The understanding of time value of money is important because business must make decisions based on both current as well as future predictions; analyzing risk versus opportunity of having cash-on-hand to invest in a myriad of ways can help firms stay relevant in changing markets, or hold out during periods of competitive decline. By understanding the time value, companies can leverage the earning potential of the funds in a different manager based upon appropriate business strategies.
 References
Bloomberg Law. (n.d.). Dodge v. Ford Motor Co. Retrieved from: https://www.casebriefs.com/blog/law/corporations/corporations-keyed-to-klein/the-nature-of-the-corporation/dodge-v-ford-motor-co/
Ehrhardt, M. C., & Brigham, E. F. (2019). Corporate Finance: A Focused Approach (7th Edition). Cengage Learning US.
Post 2 Maureen:
What is the rationale for wealth maximization as a goal for a firm?
The rationale for wealth maximization as a goal for a firm is that the financial investment decision is made based on business revenues for a long period. It considers risk factors that would help to minimize errors in the business on a long-term basis. It involves the flow of cash and risk to take decisions in increasing the wealth of the owner.
What are the key financial statements and why they are important?
The first one is the Balance sheet which works on the financial position. The transaction of funds taking place in the organization is reported in terms of assets and liabilities on the balance sheet. It gives detailed information about the transaction at that instant. The format of the balance sheet inputs the assets and liabilities with equity equal.
The second one is the Income statement which shows the profit over income earned during a particular financial year. It gives the value of the operational result of a particular object or entity.
The third one is the Statement of cash flows which tends to show cash coming in and going out for a particular financial year. It helps to compare the income statement of the year with that of the previous year.
The fourth one is the Statement of retained earnings which shows changes made in the reports. It shows the repurchase of stock, changes made in reported profits, and dividend payments. It plays the role in the audited financial statement.
What is the purpose of ratio analysis?
The purpose of ratio analysis is that conducts a proper analysis of financial statements. Financial institutes, banks, etc can make a decision based on the financial situation of the company. The efficiency of the company works upon the management and operations shown by profits and assets earned by the same. The performance of the company is evaluated and compared for the past years and the present period.
References:
Ehrhardt, M. C., & Brigham, E. F. (2019). Corporate Finance: A Focused Approach (7th ed.). Cengage Learning US. https://online.vitalsource.com/books/9781337910231
https://www.facebook.com/boradsanjay. (2011, January 6). Wealth Maximization – Definition, Calculate, Advantages, How to Create it. EFinanceManagement.com. https://efinancemanagement.com/financial-management/wealth-maximization
Four Basic Financial Statements | Income Statement, Cash Flow, & More. (2020, February 20). Patriot Software. https://www.patriotsoftware.com/blog/accounting/four-basic-financial-statements/
CFI. (2019). Ratio Analysis – Overview, Uses, Categories of Financial Ratios. Corporate Finance Institute. https://corporatefinanceinstitute.com/resources/knowledge/finance/ratio-analysis/
Post 3 Brad:
1. What are the key financial statements and why they are important?
1. Income statement – the income statement reflects the companies performance during a specific period. An income statement helps business owners decide whether they can generate profit by increasing revenues, by decreasing costs, or both. It also shows the effectiveness of the strategies that the business set at the beginning of a financial period.
2. Balance Sheet – the balance sheet is a “snapshot” of where the company stands at any given time. Most companies show this on the last day of the year, but it can be taken at anytime to see exactly where the company stands at any time. The balance sheet is important because it can show interested parties where the company stands, what it owns and what it owes. 
3. Statement of Cash Flows – Shows the companies “money” in three categories; operating, financing and investing. It then takes this information and summarizes the resulting cash balance. This is important because it shows happened to a business’s cash during a specified  accounting period.
2. What is the purpose of the ration analysis?
1. Ratio analysis is a quantitative method of gaining insight into a company’s liquidity, operational efficiency, and profitability by studying its financial statements such as the balance sheet and income statement.
3. What is the concept of time value of money?
1. The time value of money  is the concept that a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim. In laymen’s terms, which is better one million today or 100K a month for 10 months? The one million today, because you can put that money to use for you know instead of having to wait and possibly lose some of it before reaching the one million total. 

The previous order had several errors and misspellings.

Please follow the instructions provided exactly. The previous order had several errors and misspellings.
Once you review the model, you should have the following takeaways:
The terminal value (the present value of ALL future cash flows after a given year) is crucial to the value of any enterprise. In our case, it is the present value from year 6 on.
The terminal value itself is heavily influenced by the long-term growth rate assumed. In our case, we assume a 0% growth but a more realistic growth rate should be 3%. Go to the model and change cell C11 to 3% and see how the value of the business takes off.
The discount rate (the percent used to discount cash flows) is the opportunity cost of capital for the investor. The opportunity cost is the return the investor can make in other investments.
It appears that the price for the route is too low. It is not because Mr. Araujo is not smart; he is. It’s just that the buyers that he found don’t have that much money (that is, liquidity) to buy the business. So, he has to sell it for what he can get.